Senior Credit Analyst - Banking

About the Role

Our client, a reputable international bank known for delivering specialized financial solutions to a wide range of clients, is expanding its team. They are seeking a skilled Senior Credit Analyst to join on a permanent basis, playing a vital role in supporting the credit risk framework through analytical and modelling tasks that influence lending decisions, risk management, and regulatory reporting.

Key Responsibilities

• Develop and continuously improve credit risk models and analytical tools.
• Examine credit portfolios to detect important trends, risks, and opportunities.
• Assist in refining risk methodologies in alignment with regulatory standards and business needs.
• Oversee model and portfolio performance, providing analysis and actionable advice when needed.
• Create detailed documentation, reports, and presentations for various internal stakeholders.
• Collaborate closely with Risk, Finance, Credit teams, and other departments.
• Support governance, validation, and regulatory scrutiny processes related to models.
• Effectively present insights and recommendations to senior management.
• Participate in continuous improvement initiatives within the Credit Risk function.
• Offer mentorship and support to junior team members as applicable.

Qualifications and Experience

• Degree in mathematics, statistics, economics, finance, or a related field.
• Proven experience in credit risk or credit analytics within banking or financial services.
• Familiarity with credit risk modelling and data analytics.
• Exceptional analytical and problem-solving capabilities with strong attention to detail.
• Proficiency with analytical tools such as Python, R, or SQL is beneficial.
• Excellent communication skills for clearly conveying technical information to diverse stakeholders.
• Ability to juggle multiple priorities and work both autonomously and collaboratively.

Compensation and Benefits

• Competitive salary
• Performance-based bonus
• Comprehensive benefits package
• Pension scheme
• Private healthcare coverage