Territory Manager - 2 Wheeler Loan
Anand, Gujarat, India · పూర్తి సమయం
దరఖాస్తు చేసుకునే వారిలో మొదటి వ్యక్తిగా ఉండండి
- అనుభవం
- 2+ సంవత్సరాలు
- జీతం
- —
- ఖాళీలు
- 1
- పోస్ట్ చేయబడింది
- 1 వారం క్రితం
- పని విధానం
- కార్యాలయంలో
- విద్య
- ఏదైనా పట్టభద్రుడు
- పునఃప్రారంభం
- దరఖాస్తు చేసుకోవాలి
మీరు ఎక్కడ పని చేస్తారు
ఉద్యోగ వివరణ
About the Role
The role of Territory Manager for 2-Wheeler Loans involves driving loan business sourcing and management through dealer networks and existing channel partners. The position emphasizes building a strong portfolio of loans while adhering strictly to internal and regulatory standards. The incumbent will lead a team, nurture robust market relationships, and steer business growth aligned with the bank's retail lending objectives.
Primary Responsibilities
- Engage and manage loan sourcing through dealers and various market channels.
- Gain new customers and maintain steady disbursement of loans.
- Safeguard portfolio quality by reducing delinquencies and loan rejections.
- Supervise and support channel partners to ensure business goal alignment.
- Keep abreast of retail asset product updates, operational procedures, and market trends.
- Recognize shifting market patterns and devise strategies for channel expansion and customer acquisition.
- Ensure compliance with all company policies and applicable regulatory requirements.
Secondary Responsibilities
- Propose enhancements to sales processes and credit policies aimed at boosting operational efficacy and enhancing customer service.
- Encourage interdepartmental cooperation for seamless service and improved customer satisfaction.
- Strive to increase sourcing through strategic alliances and direct sales channels.
Qualifications and Experience
- A bachelor’s degree in any discipline is required; postgraduate qualifications such as MBA or PGDM are preferred.
- At least 2 years of relevant experience in retail lending, particularly related to 2-wheeler loans or asset financing, is necessary.
Essential Skills and Personal Attributes
- Deep knowledge of retail lending products and credit operations.
- Excellent communication skills in English, both verbal and written.
- Demonstrated ability to manage sales channels effectively and foster business growth.
- Strong negotiation and relationship management capabilities.
- Analytical approach focused on portfolio quality and risk assessment.
- Leadership qualities to manage teams and coordinate multiple stakeholders.
- Commitment to integrity and strict compliance adherence.