Location Manager – Retail Secured Lending – Rajasthan

About Aditya Birla Capital

Aditya Birla Capital Limited (ABCL) is a prominent listed NBFC offering diverse financial services including Loans, Investments, Insurance, and Payments. Supported by over 66,000 employees, it operates through 1,742 branches and more than 200,000 agents/channel partners with bank collaborations. As of December 31, 2025, ABCL manages assets worth roughly Rs. 6 Lakh Crore with a lending portfolio exceeding Rs. 1.90 Lakh Crore. The brand is part of the US$ 67 billion Aditya Birla Group, a Fortune 500 company with a global footprint spanning 41 countries and multiple industry sectors.

Role Overview

The Location Manager will lead the Retail Secured lending operations in Rajasthan, primarily focusing on secured product sales (LAP, STSL, SME loans), channel partner engagement, and market expansion to meet business growth and profitability targets.

Key Responsibilities

• Drive local sales growth by identifying new client segments, targeting direct clients with tailored loan solutions and nurturing a robust DSA channel network to achieve sales targets.
• Ensure operational excellence by monitoring SLAs, sales efficiencies, and recommending process improvements to enhance productivity.
• Expand and strengthen distribution channels through market analysis, competitor benchmarking, and relationship building with channel partners for faster loan processing and disbursement.
• Oversee customer service by coordinating with risk and operations teams to enhance loan approval processes, reduce turnaround times, and address client grievances promptly.
• Maintain risk compliance through close coordination with risk management, ensuring adherence to credit policies, documentation, and early identification of portfolio risks.
• Collaborate internally with ASMs, SMs, and cross-functional teams to support sales growth, streamline operations, and resolve issues efficiently.

Candidate Profile

• Possesses a bachelor’s or master’s degree with relevant experience in LAP sales or secured lending.
• Demonstrates deep understanding of secured lending products, credit appraisal, risk assessment, sales planning, and channel management.
• Exhibits strong execution orientation, negotiation skills, customer centricity, and ability to thrive in a high-volume sales environment.
• Leadership skills in team coaching, performance management, and adherence to governance and ethical standards are required.

Additional Information

• Aditya Birla Capital fosters an inclusive culture valuing diversity and equal opportunity; discrimination of any kind is strictly prohibited.
• The company does not charge any fees or deposits for job appointments; beware of fraudulent job offers.
• Applicants are encouraged to remain vigilant against scams involving fake emails, websites, or social media impersonations claiming affiliation with the company.