Product Manager - Crypto, Custody & Payments

About GoTyme

GoTyme Group is a rapidly expanding digital banking organization serving more than 20 million customers across South Africa, the Philippines, and other parts of Asia. The company combines mobile and physical banking experiences to make financial services simpler and fairer for people who have traditionally been left out by the industry.

Supported by investors such as Nubank, Tencent, Norrsken22, the Gokongwei Group, ARC, and others, the group is headquartered in Singapore, with its main engineering hub in Vietnam and operating banks in South Africa and the Philippines.

About GoTymeX

GoTymeX is the product, engineering, and design arm responsible for building the digital experiences that power the GoTyme Group. Its product approach is centered on customer needs, data, and full ownership of the customer journey and outcomes.

About The Product

The company is creating a new product portfolio that uses blockchain and digital-asset technology to create a fresh customer experience in expansion markets. This line of business is expected to move with startup speed while still meeting the operational rigor and regulatory standards of a bank, backed by the scale and resources of a multi-country group.

The Role

GoTymeX is seeking a Product Manager to help launch this initiative from the ground up. As one of the earliest product team members, you will work where crypto meets retail banking: turning a regulated, bank-grade offering into crypto-native product behavior, while making digital-asset infrastructure feel as straightforward as a banking app for mainstream customers.

This is a very hands-on role. You will manage the backlog, draft user stories, coordinate sprint delivery, lead vendor integrations, and carry responsibility for shipped outcomes. The ideal candidate has delivered retail banking products to the standard expected by regulators and has also launched on-chain products.

What You Will Do

• Take full ownership of the product backlog by breaking the proposition into epics, stories, and acceptance criteria, then prioritizing work based on speed to market, compliance limits, and customer value.
• Bridge the gap between crypto and retail banking by turning stablecoin and digital-asset mechanics such as multi-chain support, gas handling, custody, screening and Travel Rule, on-chain settlement, and CeFi/DeFi offerings into simple customer experiences; at the same time, convert banking needs such as KYC step-up, dispute handling, regulatory reporting, AML monitoring, and ledgering into buildable requirements for infrastructure partners.
• Lead partner and vendor integrations, treating each external provider as part of the product experience rather than an opaque backend dependency.
• Apply a global-first product mindset, making product, technical, and compliance choices that scale across jurisdictions from day one and avoid local-only shortcuts that could create rework, regulatory risk, or architectural debt.
• Help establish an AI-native product operating model where modern tooling is the default approach.
• Work closely with Engineering, Design, Compliance, Legal, Marketing, and the wider GoTyme product teams to deliver a consistent, regulated product across several markets.

Requirements

Must-have

• At least 8 years of product management or product ownership experience, with proven end-to-end ownership of consumer products that went live and later scaled to generate revenue.
• Experience in financial services and crypto, including delivery of both regulated products and on-chain products.
• Deep knowledge of digital asset custody infrastructure and ledger technologies.
• Strong agile execution skills, including writing clear user stories, defining precise acceptance criteria, prioritizing relentlessly, and using tools such as Jira and Confluence or similar platforms.
• Experience coordinating multiple vendors, including API-led integration work, vendor roadmap oversight, SLA management, and participation in commercial discussions.
• Strong technical fluency across the product stack, with the ability to read API documentation, sketch sequence diagrams, and collaborate effectively with specialists across different domains.
• Ability to track emerging developments in cryptocurrency, blockchain, and fintech, and convert market changes into practical business decisions.
• Experience working in regulated fintech environments across multiple jurisdictions, including collaboration with compliance, risk, and regulatory stakeholders.
• An AI-native way of working, using AI tools by default and having shipped products with them while understanding how they affect workflow and delivery pace.
• A founder-style mindset shaped by startup or scale-up environments, with comfort operating amid ambiguity and a bias toward shipping.
• A proactive approach that brings original ideas and strategic recommendations instead of waiting for instructions.

Strong plus

• Experience delivering a licensed fintech product end to end, such as a regulated digital-asset or e-money product launched to retail customers.
• Hands-on exposure to wallet and payment infrastructure, blockchain and distributed-ledger systems, core banking and ledger management platforms, and identity, fraud, and risk tooling including AML and Travel Rule solutions.
• Product experience in remittances or cross-border payments, including corridor design, unit economics, and operational realities of international money movement.
• Experience as an early or founding product hire on a new product or business line.
• Practical experience designing or supporting crypto-native financial products such as staking or lending, including stablecoin-based yield and liquidity structures, treasury liquidity management, and yield generation in a digital-asset setting.

Benefits

This role offers the chance to join a zero-to-one initiative within a fast-growing group, combining greenfield opportunity with support from an experienced team. The position includes strong visibility with executive leadership, access to high-quality infrastructure partners, and the opportunity to help scale a company that is growing globally and responsibly.

Compensation and working arrangements

• Competitive base pay aligned with seniority and market standards.
• Performance-linked bonus plus equity participation in GoTyme Group.
• Hybrid or fully remote work, with the expectation to operate in an APAC time zone.
• Quarterly travel to Ho Chi Minh City, covered by the company, for in-person team time and all-hands sessions.
• Generous annual leave, along with public holidays based on your country of residence.
• Learning and development support, including paid certifications and conference attendance.