Graduate Program - Lending Solutions (f/d/m)

Overview

SAP Fioneer is inviting graduates to join its L.I.F.T. program, a structured entry path into financial services technology. The role is based in Munich and offers a chance to work in a global software environment that operates with the agility and mindset of a start-up. From the outset, you will contribute to meaningful work in the Lending division and support real client projects.

The program is designed to help you grow quickly through hands-on experience, learning time, and guidance from experienced professionals. You will help financial services organizations improve speed, scalability, and cost efficiency through cloud-based lending solutions and digital business innovation.

This opportunity combines the scale and reputation of an established enterprise platform with the flexibility, ownership, and career growth often associated with a fast-growing organization.

What you will do

You will work in a live client setting from day one, supporting companies in the financial services sector as they modernize banking processes end to end.

• Contribute to projects that introduce SAP Fioneer’s lending software solutions to customers.
• Support consulting activities that help client business models perform and grow.
• Develop a strong understanding of the products as well as client processes and workflows.
• Build expertise that allows you to add value across the lending domain.

Learning and growth promise

The company states that you will be given sufficient time to learn and build confidence, with the expectation that you become fully productive and able to create value after about three months.

You can also expect access to a fast-paced learning environment, mentorship, and room to explore different career directions within the organization.

Requirements

The role is open to candidates with a bachelor’s or master’s degree in one of the following fields: Computer Science, Information Technology, Physics, Mathematics, Business Administration, Economics, Banking, or Finance.

• Strong analytical ability, including quantitative reasoning and sound business judgment.
• Foundational understanding of financial services and lending.
• Clear interest in financial services topics and product development.
• Motivation to take initiative and shape new solutions for clients.
• Comfort with social interaction and collaboration.
• Experience working in interdisciplinary teams.
• Customer communication experience is an advantage.

Personal profile

• You are driven to succeed.
• You want to build practical solutions.
• You bring an entrepreneurial mindset.

Focus areas

• Credit risk management.
• Retail banking and lending.
• Commercial banking and lending.

Benefits

• Career paths across development, consulting, co-innovation, and sales.
• Flexible growth without rigid progression tracks.
• A culture centered on ownership and personal accountability.
• Both on-site and remote working options.
• The chance to make a direct impact and create measurable value.
• Competitive compensation, structured learning, and mentorship.

Additional information

This is a full-time graduate opportunity in Munich, Bavaria, Germany. The role includes remote working flexibility. No vacancy count, salary figure, or start date was specified in the source.