Graduate Program – Lending Solutions (f/d/m)

Overview

SAP Fioneer is inviting graduates to join its L.I.F.T program, a career-launching track designed to develop future financial specialists. The role sits within the Lending division and combines hands-on project work, consulting exposure, and structured learning in a global software company that operates with a start-up-style mindset.

From the beginning, you will work on meaningful assignments and contribute to real client engagements. The environment is built to help you grow quickly, gain practical experience, and become productive in a short period of time while working alongside experienced professionals in financial services and lending.

Role summary

In this position, you will support financial services clients in improving speed, scalability, and cost efficiency through digital innovation, cloud technology, and end-to-end lending solutions. You will collaborate with your team on project delivery and help introduce software offerings that support customer business models.

The program combines the benefits of a large enterprise platform and brand with the flexibility and energy of a fast-growing organization. It is intended for people who want to learn, take ownership, and build a long-term career in a talent-focused environment.

What you will do

• Contribute from day one in a real client environment within the financial services sector.
• Support projects that introduce and implement innovative lending software solutions.
• Help customers improve banking-related processes with digital and cloud-based tools.
• Work closely with your team to ensure client business models are supported effectively.
• Develop strong understanding of the company’s products as well as customer workflows and requirements.
• Build the knowledge needed to grow into a trusted expert in the lending space.

Learning and growth

The company emphasizes learning time at the start so that you can reach full productivity after about three months. You will also gain access to a path that can open doors in development, consulting, co-innovation, and sales, supported by mentorship and a growth-oriented culture.

Requirements

Applicants should hold a bachelor’s or master’s degree in one of the following areas: Computer Science, Information Technology, Physics, Mathematics, Business Administration, Economics, Banking, or Finance.

The ideal candidate brings strong analytical ability, including quantitative reasoning and sound business judgment. A basic understanding of financial services or lending is expected, along with a genuine interest in development and financial services topics.

You should be proactive, open to social interaction, comfortable in interdisciplinary teams, and motivated to help create new solutions for clients. Experience in customer communication is considered an advantage.

Profile and interests

The role suits someone who is ambitious, eager to succeed, solution-oriented, and comfortable thinking entrepreneurially.

Relevant areas of interest include Credit Risk Management, Retail Banking/Lending, and Commercial Banking/Lending.

Benefits

• Multiple career directions across Development, Consulting, Co-Innovation, and Sales.
• A non-rigid growth model with an emphasis on learning together.
• A culture built around ownership and initiative.
• Flexible working with both on-site and remote options.
• The opportunity to make a direct impact and deliver real value.
• Competitive pay, a fast learning curve, and mentorship support.

Additional information

The role is based in Walldorf, Hesse, Germany, with remote work options available. This is a full-time position. The source text does not specify the number of openings, salary figures, start date, or application deadline.