- 経験
- 5～8歳
- 給料
- —
- 求人情報
- 1
- 投稿済み
- 3時間前
- 作業モード
- 在任中
- 教育
- 土木工学
- 再開する
- 応募必須
勤務地
仕事内容
Overview
The Technical Manager position supports risk management efforts by ensuring that properties used as security for mortgages, home loans, and construction financing are marketable and by assessing related risks. The role includes preparing and tracking management information systems (MIS) to analyze portfolio behavior and security quality. Additionally, it entails overseeing technical vendors to maintain the quality of reports and timely delivery.
Organizational Context
Aditya Birla Housing Finance Limited (ABHFL), a subsidiary of Aditya Birla Capital Limited, is registered with the National Housing Bank under the National Housing Bank Act, 1987. The company provides a comprehensive range of housing finance products including home loans, home improvement and construction loans, balance transfer and top-up loans, loans against property, and construction finance. Since licensing in 2014, ABHFL has grown steadily while maintaining asset quality despite challenging conditions. The firm aims to increase its portfolio fivefold to INR 40,000 crore in five years, positioning itself among the top 5% of housing finance companies nationally.
Role Context and Challenges
The Risk team forms a pivotal part of ABHFL's underwriting, risk control, and business sustainability framework. Working in parallel with Sales, the Risk team administers controls and checks essential for business performance and growth. The Technical Manager is integrated within this team, conducting due diligence on real estate assets to provide key data for credit decisions and manage turnaround times (TAT).
The role involves providing ongoing market intelligence about regulatory changes, real estate price trends, supply-demand dynamics, and the impact of economic changes to support management decisions and improve sanction processes.
Key Responsibilities
- Develop and update city-specific technical policies and processes addressing unique regional deviations and mitigation strategies.
- Contribute to the revision of technical, vendor management, and audit policies.
- Manage all aspects of vendor relationships, including empanelment, periodic reviews, monitoring turnaround times, and resolving valuation-related queries.
- Conduct periodic and monthly audits of vendors and valuation samples for different regions and locations.
Skills and Qualifications
- Strong analytical and evaluation capabilities with keen attention to detail.
- Proactive decision-making and target orientation.
- Extensive knowledge of real estate market intelligence and industry regulations, supported by a robust professional network.
- Educational qualification: Bachelor's degree in Civil Engineering.
- Minimum 5 to 8 years of combined experience in construction and valuation, preferably with banks or NBFCs.
Challenges and Focus Areas
- Coordination across functions to ensure timely approvals.
- Continuous monitoring of evolving economic and industry scenarios.
- Maintaining high customer satisfaction internally and externally.
- Vendor management and seamless collaboration with external partners.