Territory Manager - 2 Wheeler Loan
Supaul, Bihar, India • Vollzeit
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- Erfahrung
- 2+ Jahre
- Gehalt
- —
- Stellenangebote
- 1
- Veröffentlicht
- vor 3 Wochen
- Arbeitsmodus
- Im Büro
- Ausbildung
- Jeder Absolvent
- Teilnahmeberechtigung
- Graduates from any discipline may apply; MBA/PGDM candidates are preferred. Applicants should have at least 2 years of relevant experience in retail lending, ideally in 2-wheeler loans or similar asset financing.
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Stellenbeschreibung
About the role
The Territory Manager for 2-wheeler lending is responsible for building and handling loan business through dealers and existing channel partners. This position is centered on growing a strong-quality loan book, while following internal processes and regulatory requirements. The role also involves leading a team, nurturing market relationships, and supporting business expansion in a manner that balances sales targets with risk control for the bank’s retail lending operations.
Key responsibilities
- Develop and manage business via dealers and other market-linked channels.
- Bring in new customers and support steady loan disbursal volumes.
- Protect portfolio quality by keeping delinquencies and application rejections low.
- Track channel partners closely and steer them toward business objectives.
- Keep current with retail asset offerings, operating procedures, and market developments.
- Recognize shifts in the market and build approaches for channel expansion and customer acquisition.
- Follow all internal rules, operational steps, and compliance standards.
- Suggest refinements in sales workflows and credit norms to improve efficiency and service quality.
- Work with cross-functional teams to ensure smooth service delivery and a better customer experience.
- Strengthen sourcing through strategic alliances and direct channels.
Education and experience
A graduate degree in any discipline is required. A postgraduate qualification such as MBA or PGDM is preferred. The ideal candidate should bring at least 2 years of relevant experience in retail lending, with 2-wheeler loans or similar asset financing being the preferred background.
Skills and attributes
- Solid knowledge of retail lending products and credit operations.
- Strong spoken and written English communication.
- Ability to manage sales channels and expand business.
- Good negotiation and relationship-building skills.
- Analytical approach toward portfolio quality and risk control.
- Capability to lead a team and coordinate with varied stakeholders.
- High integrity and a strong compliance mindset.
Location
Supaul, Bihar, India.