- 经验
- 任何
- 薪水
- —
- 职位空缺
- 1
- 发布
- 8小时前
- 工作模式
- 在办公室
- 学历
- 任何毕业生
- 合格
- Any graduate is eligible to apply.
- 恢复
- 需要申请
你的工作地点
职位描述
About Centrum Housing Finance Limited (CHFL)
Centrum Housing Finance Limited is a professionally managed financial institution dedicated to serving middle-class India. It focuses on providing financial inclusion for Lower and Middle Income (LMI) families by offering hassle-free, long-term housing finance solutions.
Job Responsibilities
- Monitor portfolio distribution, concentration, and assess risk levels across products, geographies, and programs.
- Evaluate portfolio performance and identify associated risks.
- Engage in direct discussions with customers to evaluate their repayment willingness and capacity.
- Compare budgeted credit losses against actual losses, monitoring early warning signs and recommending policy adjustments as needed.
- Oversee adherence to credit underwriting policies and frameworks.
- Initiate appropriate flags and proposals in alignment with various categories and schemes.
- Ensure timely processing from application inward to sanction, adhering to turnaround time (TAT) standards.
- Conduct thorough examination of all customer documents and internal/external verification reports; report any negative findings in writing to the Assistant Credit Manager (ACM) or reporting manager.
- Lead and supervise a team of Credit Processing Assistants (CPAs), tracking their performance and productivity.
Eligibility and Requirements
Candidates must hold at least a Graduate degree and possess strong knowledge in credit management within the housing finance sector.