Mortgage Loan Closer

About the Company

Our client has built an unmatched reputation by providing mortgage lenders with timely, precise, and compliant closing documents across over five million residential loan transactions since its establishment more than fifty years ago.

Role Overview

The Mortgage Loan Closer owns the conclusive step in the mortgage loan cycle, ensuring every closing occurs flawlessly and adheres to deadlines. This position is entirely remote and involves collaboration with various internal teams, clients, and title agencies to facilitate smooth closings.

Key Duties

• Act as the main liaison between clients and settlement agents throughout the closing stages
• Enter and validate loan information into mortgage origination platforms to create closing documents
• Draft and examine final closing packets and Closing Disclosures for correctness and regulatory compliance
• Confirm funds disbursement, signature completion, and the integrity of finalized loan files
• Distribute and monitor closing documentation with settlement agencies
• Work alongside title companies to review and approve Closing Disclosures across diverse loan formats such as BOND, VA, FHA, ARM, TXHE, TX A6, 50(f)(2) Conventional, USDA, and Texas Cash Outs
• Authorize Approved Closing Disclosures and initiate loan funding
• Assess closing prerequisites and records; resolve outstanding conditions
• Ensure preliminary documents like contracts and hazard insurance comply with all necessary standards
• Support branch offices with closing processes and assist colleagues’ pipelines when needed
• Handle post-closing challenges and resolve discrepancies
• Perform tasks with professionalism and adherence to ethical standards to uphold client satisfaction and company reputation
• Availability to work additional hours and occasional weekends as required
• Carry out other assigned responsibilities or projects

Candidate Profile

• At least three years of experience in mortgage closing within a retail environment
• Experience with wholesale mortgage closing is mandatory or highly preferred
• Associate degree or comparable practical experience in mortgage closing operations
• Competent with Encompass software, Microsoft Office programs (Word, Excel, Outlook), and acquainted with Fannie Mae Uniform Closing Dataset and Freddie Mac Loan Closing Advisor tools
• Comprehensive understanding of regulatory requirements from Fannie Mae, Freddie Mac, and governmental lending programs
• Outstanding communication skills, both written and verbal, paired with strong organizational abilities
• Adept at managing multiple responsibilities simultaneously in a dynamic, deadline-driven setting
• Exceptional accuracy, keen attention to detail, and a strong dedication to excellent customer service
• Maintains professional conduct and effectively communicates with both internal departments and external partners

Benefits

• Competitive benefits including paid leave, health coverage (medical, dental, vision), a 401(k) retirement plan, and other perks