Software Tester - Payments

Candidate Profile

• Possess 5 to 8 years of proven expertise in manual software testing within the banking and financial services sectors.
• Direct experience testing payment solutions and transaction processing platforms.

Primary Duties

• Conduct manual functional, system integration (SIT), regression, and user acceptance testing (UAT).
• Analyze business and functional specifications to develop detailed test scenarios and test cases.
• Execute tests, detect and document defects, monitor issue resolution, and verify bug fixes.
• Perform comprehensive end-to-end testing of payment transaction workflows to ensure system reliability and business alignment.
• Collaborate closely with business analysts, developers, and product owners for clarifications and problem resolution.
• Engage actively in Agile activities such as sprint planning, daily scrums, and retrospective meetings.
• Ensure timely completion of testing activities while maintaining detailed test documentation.

Essential Skills and Knowledge

• Extensive manual testing expertise with a strong grasp of SDLC and STLC phases.
• Solid understanding of payment infrastructures including SWIFT, ACH, RTGS, NEFT, IMPS, UPI, SEPA, and ISO 20022 standards.
• Experience validating APIs using tools like Postman or SoapUI.
• Proficient in SQL queries for backend data validation and testing.
• Familiarity with defect and test management software such as JIRA or HP ALM.
• Knowledgeable in Agile and Scrum development frameworks.
• Excellent analytical, troubleshooting, communication, and stakeholder engagement capabilities.

Desirable Qualifications

• ISTQB Foundation Level certification is preferred.
• Exposure to test automation using Selenium with Java adds value but is not mandatory.
• Basic understanding of continuous integration and deployment (CI/CD) practices is advantageous.