Credit Underwriter

About First Federal and the Role

First Federal is among Australia's swiftly expanding non-bank lenders, combining seasoned credit expertise, pragmatic decision-making, and excellent service to create a lending firm that brokers value. As the company grows, it seeks experienced Credit Assessors to influence credit decisions and contribute to its ongoing success. This is ideal for a high-achieving credit professional who enjoys facilitating deals, thrives in a commercial atmosphere, and desires a meaningful role beyond routine tasks.

Key Responsibilities

• Evaluate and approve loan requests for residential and commercial purposes.
• Provide credit advice to brokers and Business Development Managers (BDMs).
• Maintain First Federal's reputation for prompt, sound credit decisions.
• Handle diverse transaction types, including self-employed borrowers, alternative documentation and specialist lending, commercial property deals, and complex credit cases requiring judgment.

Candidate Attributes

• Possesses prior credit assessment experience with delegated lending authority.
• Exhibits strong commercial awareness and risk management skills.
• Balances company policy, risk considerations, and customer satisfaction effectively.
• Enjoys resolving complex lending issues.
• Communicates confidently with brokers and internal teams.
• Has background in non-bank, specialist, or commercial lending.
• Thrives in a dynamic, high-growth setting.

Why Join First Federal?

• Enjoy five weeks of annual leave, including flexible Freedom Days.
• Receive a highly competitive salary complemented by quarterly and annual bonuses.
• Engage directly with senior leadership and influence business outcomes.
• Advance your career within a fast-growing company offering meaningful development opportunities.
• Experience a culture built on trust with minimal bureaucracy.
• Contribute to shaping company policies, products, and processes.
• Benefit from ongoing investment in cutting-edge technology and system automation.

Additional Information

First Federal stands out by genuinely empowering its people, valuing experience, sound judgment, and practical approaches to maximize the ability to say "yes" responsibly. The company offers an environment where decisions impact results, ideas are welcomed, and career trajectories can accelerate alongside rapid organizational growth.