AML/Compliance Analyst

About Gnosis Pay

Gnosis Pay offers API and card-program infrastructure that enables wallets, fintechs, and businesses to issue payment cards powered by stablecoins and design custom payment flows. This technology allows users to spend stablecoins directly from their on-chain wallets via Visa debit cards, with transactions processed through a secure smart wallet rather than traditional bank accounts, ensuring users retain full asset custody.

Role Overview

We seek a motivated AML & Compliance Analyst experienced in KYC reviews and transaction monitoring to enhance our Compliance function. You will critically analyze customer profiles, recommend rule improvements, and help build scalable, effective controls. This role demands hands-on work in a dynamic environment within a rapidly growing web3 fintech company.

Key Responsibilities

• Conduct thorough reviews of customer profiles during onboarding and routine checks.
• Investigate anomalies and alerts, escalating suspicious or high-risk cases following internal policies and regulatory standards.
• Evaluate existing KYC frameworks and workflows, suggesting improvements for accuracy, scalability, and automation.
• Assist in drafting and maintaining customer due diligence procedures and risk rating systems.
• Keep precise documentation of onboarding outcomes and investigations.
• Support optimization and rule development in transaction monitoring to identify fraudulent activity and reduce false positives.
• Collaborate with Product and Engineering teams to test and deploy monitoring system updates.
• Configure and enhance compliance tools such as screening and case management systems.
• Participate in product testing and feedback cycles to align compliance with user experience.
• Contribute to drafting SOPs, risk assessments, and control frameworks.
• Help prepare compliance reports and materials for audits or regulatory reviews.

Candidate Profile

• Minimum of 4 years' experience in AML, Compliance, or financial crime, ideally within fintech, cryptocurrency, or electronic money institutions.
• Strong understanding of KYC, customer due diligence, and transaction monitoring protocols.
• Proven ability to develop and refine compliance rule sets, risk scoring, and alert mechanisms.
• Familiar with European AML and CTF regulatory environments, focusing on EMIs, PSPs, and crypto services.
• Excellent analytical, investigative, communication skills, and detail orientation.
• Adept at collaborating across departments including Product, Risk, Engineering, and Legal teams.
• Fluent in English.

Desirable Qualifications

• Experience with compliance technologies like Sumsub, ComplyAdvantage, Chainalysis, or Elliptic.
• Knowledge of Web3 and decentralized finance concepts with practical exposure.
• Certifications such as CAMS, ICA, or other relevant compliance credentials.

Compensation and Benefits

• Support for continuous professional development including education budgets and conference support.
• Opportunity to engage in innovative, creative projects during dedicated time each week.
• Flat organizational structure promoting visibility and value of contributions.
• Flexible working hours and a robust remote work culture to balance professional and personal life.
• Provision of up-to-date technical equipment and resources to assure optimal performance.
• Prospects for career growth aligned with the company's expansion and your initiative.
• A community-driven workplace focused on shared goals and inclusiveness.

Equal Opportunity

Gnosis is committed to creating an inclusive workspace and welcomes applicants from diverse backgrounds. All qualified candidates are considered for employment regardless of ethnicity, age, religion, gender identity, sexual orientation, physical ability, or other protected categories.