US Mortgage Process Associate

Gratitude India

Gandhinagar, Gujarat, India · पूर्णवेळ

अर्ज करणारे पहिले व्हा

अनुभव: 6–12 yrs
पगार: INR 500,000 – INR 1,200,000 / year
रिक्त जागा: 1
पोस्ट केले: ८ तासांपूर्वी

कार्य मोड: कार्यालयात
शिक्षण: कोणताही पदवीधर
पात्रता: Graduates in any field are eligible to apply.
सारांश: अर्ज करणे आवश्यक आहे

तुम्ही जिथे काम कराल

नोकरीचे वर्णन

Job Overview

Join Gratitude India as a US Mortgage Process Associate based in Gandhinagar. This role involves full-cycle mortgage underwriting quality control (QC) for US loans. You will be responsible for evaluating credit profiles, income documentation, appraisals, debt-to-income (DTI) and loan-to-value (LTV) ratios, and ensuring compliance with FNMA and FHLMC guidelines.

Key Responsibilities

Thoroughly review mortgage applications to guarantee precise decision-making and risk assessment. Maintain compliance with underwriting service level agreements (SLAs) throughout the loan evaluation process.

Candidate Profile and Requirements

The ideal candidate has 6 to 12 years of experience in US mortgage underwriting or QC, with in-depth knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) systems, FNMA/FHLMC standards, and analysis of DTI and LTV ratios. Strong analytical aptitude combined with effective communication skills is essential.

Eligibility Criteria

Applicants must hold a graduation degree in any discipline.

कौशल्ये

संवाद कौशल्ये Credit Analysis Debt-to-income ratio analysis Desktop Underwriter (DU) Loan Prospector (LP) Income Verification Appraisal review US mortgage underwriting Loan quality control FNMA guidelines FHLMC guidelines Loan-to-value ratio analysis