Cash Product Manager

Overview

The Cash Product Manager is a key leadership role responsible for directing the strategy and operational management of Cash, Trade, and Working Capital products at a major international bank. The role emphasizes aligning product development with the bank's broader transaction banking objectives to deliver superior value to a diverse customer base. This position offers an impactful opportunity to influence service evolution in a dynamic market, meet regulatory demands, and ensure sustainable business growth and client satisfaction.

Primary Responsibilities

• Develop and execute clear product strategies for Cash, Trade, and Working Capital lines consistent with global banking goals, while monitoring financial and non-financial metrics to maintain competitiveness and product excellence.
• Perform detailed market research analyzing customer behavior, competitors, and trends to refine strategies, discover growth opportunities, and proactively manage risks.
• Ensure thorough documentation and periodic reviews of product processes, workflows, and governance to comply with market and regulatory standards and promote operational transparency.
• Manage the entire product lifecycle from strategic planning, risk oversight, commercialization, to retirement, focusing on simplicity, robustness, and scalability in governance.
• Promote a client-centric culture encouraging agile practices and collaborative innovation with internal and external stakeholders to enhance market propositions and brand strength.
• Oversee product profitability by managing revenues, operational costs, and investments for sustainable returns and long-term financial health.
• Craft and implement strategic plans that integrate client insights and industry developments to build technological and operational frameworks supporting timely launches and efficient adoption.
• Facilitate cross-functional collaboration to advance process improvements and leverage technology to improve client experience, service quality, and cost-efficiency.
• Account for product budgets including revenue growth, client acquisition and retention, liability gathering, and controlling operational expenses to surpass performance targets.

Essential Qualifications and Experience

• Deep understanding of banking products, systems, and regulatory practices relevant to Cash Management, Trade Finance, and Working Capital solutions.
• Experience in product lifecycle management, conducting market and risk analyses, and overseeing financial and operational metrics.
• Excellent verbal and written communication abilities in English, ensuring effective documentation and stakeholder interaction.
• Proven background in banking or financial services product management, especially within transaction banking or cash management domains.
• Strong analytical skills to convert complex data into effective product strategies.
• Demonstrated leadership and collaboration skills fostering inclusive teamwork to achieve joint goals.
• Commitment to ethical standards, regulatory compliance, and continuous professional development.

Education

A university degree or equivalent qualification in finance, business administration, or related fields is required.

About the Employer

This international bank has a long-standing history of more than 170 years serving clients globally with a commitment to positive impact and innovation. It values diversity, inclusion, integrity, and continuous improvement, supporting its employees through competitive remuneration, flexible working arrangements, wellbeing programs, and extensive learning opportunities.

Additional Benefits

• Competitive salary package aligned with commitment to fair pay.
• Bank-funded retirement savings, medical and life insurance, with optional flexible benefits depending on location.
• Generous leave policies including annual leave, parental/maternity leave of 20 weeks, sabbatical options up to 12 months, and volunteering leave.
• Flexible working arrangements supporting a balance between office and home working.
• Comprehensive wellbeing initiatives including mental health resources, development programs, and employee assistance.
• A culture promoting inclusivity and respect allowing employees to reach their full potential.