Retail Banking Sales Associate

Job Overview

This role is part of a talent pool inviting qualified individuals to pre-register their interest for future retail banking sales opportunities at Emirates Islamic Bank in the UAE. The position is focused on acquiring new payroll business, nurturing client relationships, and expanding the retail banking portfolio through Shari’a-compliant products such as Credit Cards, Auto Loans, and Personal Finance solutions.

Key Responsibilities

• Build and maintain strong relationships with corporate partners and individual clients to promote Shari’a-compliant banking products including Personal Finance, Credit Cards, and Auto Loans.
• Identify potential new corporate accounts and individual customers for onboarding and tailor financing solutions to meet their needs.
• Achieve cross-selling objectives by promoting additional bank products and services beyond assigned portfolios to increase revenue and market share.
• Ensure full compliance with organizational policies, procedures, and Islamic banking standards to safeguard both the institution and customer interests during loan and card applications.
• Meet and exceed sales targets while maintaining high-quality customer service and monitoring customer satisfaction levels.
• Keep up-to-date with market trends, competitor offerings, and customer needs in the UAE retail banking sector.
• Offer expert guidance on Personal Finance, Credit Card, and Auto Loan products to customers to maximize business lead conversion.

Candidate Profile

• Holds a Bachelor’s degree or an equivalent qualification.
• Minimum of two years experience in sales within the UAE banking sector.
• Comprehensive understanding of market dynamics and bank policies, with the capability to explore new markets and territories.
• Proven success in cross-selling bank products to support revenue growth and enhance market presence.
• Experience in marketing new products through direct customer engagement such as mailers and personal visits.
• Strong communication and analytical skills, result-driven, with the ability to develop others and maintain excellent public relations.

About Emirates Islamic

Established in 2004, Emirates Islamic stands as one of the UAE's leading Islamic banks committed to delivering superior banking services grounded in Shari’a principles. The bank fosters a diverse workplace with over 60 nationalities, emphasizes Emiratization, and nurtures talent through dedicated training and development programs aimed at building future financial leaders. Core values include Innovation, Customer Service, Ambition, and Ownership.