Relationship Manager - Gold Loans

About the Company

Bajaj Finance Ltd., part of Bajaj Finserv Lending, serves customers across India with a wide range of lending and insurance solutions. Its portfolio includes consumer durable financing, personal loans, loans against property and securities, small business loans, construction equipment loans, two- and three-wheeler loans, and insurance services. The business is recognized for its strong market presence and high credit rating.

Role Purpose

This role is meant for energetic professionals with 2 to 4 years of experience in gold loans who want to build a long-term career in this domain. The ideal candidate should be comfortable with customer-facing sales work, have strong written and spoken communication, know the basics of MS Office, and be fluent in the local vernacular language of the region.

Key Responsibilities

• Generate new business by reaching out to prospects and sourcing customers for gold loans.
• Drive revenue through cross-selling and timely interest collection.
• Evaluate and appraise gold loan applications.
• Build and maintain strong client relationships to support business growth.
• Handle customer follow-up, register upkeep, daily reporting, cash management, and accounting tasks.
• Promote cross-sold products at branch level, including insurance offerings.

Qualifications and Experience

• 2 to 4 years of hands-on experience in gold loans is preferred.
• Strong written and verbal communication skills are required.
• Working knowledge of MS Office is expected.
• Ability to speak the regional vernacular language is mandatory.

Additional Information

This opportunity is based in Hyderabad, India. The opening is for a graduate candidate, and the focus of the role is on business generation, customer servicing, and operational support within the gold loan segment.