Regulatory & Product Counsel

Role overview

A rapidly expanding financial technology company is looking for a Regulatory & Product Counsel to join its legal and compliance function. In this position, you will work directly with the General Counsel to support innovative financial products that aim to improve banking and payments access for working Americans.

This role sits at the point where product design, consumer finance regulation, and compliance operations meet. You will partner with teams across product, marketing, and operations, as well as outside stakeholders, to deliver practical legal guidance and help strengthen the company’s compliance framework.

What you will do

• Advise product and business teams on launches, product changes, partnerships, and go-to-market plans.
• Interpret and apply consumer financial services laws and regulations, including UDAAP, fair lending standards, and relevant federal and state rules.
• Help build and maintain the company’s Compliance Management System by supporting policies, procedures, training, testing, monitoring, and remediation.
• Assess customer communications and marketing content to confirm regulatory accuracy and proper disclosures.
• Support vendor and third-party risk processes, including agreement review and oversight activities.
• Assist with state licensing matters, including renewals, filings, and continuing compliance obligations.
• Contribute to internal audits, outside examinations, and regulatory investigations by preparing documents and coordinating responses.
• Work with banking and strategic partners on compliance-related issues.
• Track legal and regulatory changes and convert them into actionable internal guidance.

Ideal background

• J.D. from an accredited U.S. law school and active admission to at least one U.S. state bar.
• About 3 or more years of legal experience from a law firm, regulator, financial institution, or fintech environment.
• Strong working knowledge of consumer finance laws such as TILA, EFTA, ECOA, UDAAP, and related state requirements.
• Experience supporting product or business stakeholders in a regulated setting.
• Working familiarity with Compliance Management Systems and compliance operations.
• Clear communication style with the ability to give commercially practical legal advice.
• Well-developed organizational skills and the ability to manage several priorities in a fast-moving environment.
• Background in state lending or money transmission licensing, bank partnership models, or third-party risk management is an advantage.

Why this role stands out

• Direct exposure to senior legal leadership.
• Opportunity to help shape product strategy and compliance programs at a growing fintech company.
• Broad scope across consumer finance regulation, product counseling, licensing, and risk management.
• High visibility with cross-functional teams, including Product, Marketing, Operations, and external partners.
• A fast-paced, mission-driven environment focused on innovative financial products.