Loan Originator

About CIVIC Financial Services

CIVIC Financial Services, part of the Roc360 group, operates as a dedicated private lender focusing on residential real estate investors nationwide. Their offerings include single and portfolio rental term loans, bridge loans, and fix-and-flip exposure limit loans, all designed to meet the unique requirements of investment property purchasers. The company emphasizes quick processing, reliability, and adaptable loan options to assist investors in expanding and effectively managing their portfolios. Employees work closely with real estate agents and internal teams to provide financing solutions that promote sustained investor growth.

Role Overview

The Loan Originator role is a full-time, on-location position based in the West Coast region of New Zealand. The main responsibility is to identify, develop, and maintain strong relationships with residential real estate investors. The role involves assisting clients throughout the entire loan lifecycle—from application submission to approval and final closing. Daily duties include lead prospecting and qualification, compiling borrower and property paperwork, designing loan options, and recommending suitable loan products. The Loan Originator works collaboratively with underwriting, processing, and closing departments to ensure compliance, accurate documentation, and prompt funding. Effective management of a sales pipeline, maintaining records in CRM systems, and clear communication with clients and internal parties are critical components of this position.

Qualifications and Skills

• Previous experience in loan origination, mortgage financing, or financial services, ideally related to real estate investment lending.
• Strong client relationship management abilities with expertise in sales and negotiation through consultative approaches.
• Competency in financial evaluation, loan structuring, and diligent review of borrower and property documents for thoroughness and accuracy.
• Familiarity with CRM platforms, loan origination software, and standard office applications such as Microsoft Office or Google Workspace.
• Understanding of lending procedures, risk evaluation, and applicable regulatory compliance.
• Excellent verbal and written communication skills combined with meticulous attention to detail and organizational capabilities.
• Willingness to work onsite, juggle multiple responsibilities, and uphold high ethical standards including confidentiality.
• Educational background in finance, business, economics, or similar fields, or equivalent relevant professional experience.