Installment Payment Collection Specialist

Role overview

We are looking for a Saudi national Collections Specialist to join the Finance / Credit & Collections team in Riyadh. The role focuses on managing overdue installment payments, safeguarding receivables, and supporting credit risk control for equipment sales customers.

Key responsibilities

• Oversee receivables and follow up on overdue installment payments from equipment customers.
• Monitor repayment behavior regularly and contact customers by phone, email, and in-person visits to encourage timely settlement.
• Keep a close watch on changes in customer operations, asset usage, and payment ability, and flag accounts that show early signs of risk.
• Build and execute collection strategies that help recover overdue amounts and limit delinquency and bad-debt exposure.
• Create and maintain customer records, and submit regular collection updates and risk assessment reports.
• Handle additional collections, receivables, and risk-control tasks assigned by management.

Qualifications and requirements

• Applicants must be Saudi nationals only.
• A bachelor’s degree or diploma in Finance, Accounting, Business Administration, or a similar discipline is required.
• 2 to 5 years of experience in accounts receivable, debt recovery, or credit control is needed.
• Experience in heavy equipment, automotive, industrial machinery, or B2B leasing/installment sales is strongly preferred.
• The role requires willingness and ability to carry out field visits and meet customers on site across different regions.
• Candidates should be able to evaluate customer financial health, business changes, and operational trends to identify default risks early.
• Hands-on familiarity with ERP and CRM systems such as SAP or Oracle is expected.
• Advanced Excel skills are needed for aging analysis, scheduling, and record management.
• Working knowledge of Saudi commercial regulations, debt collection practices, and local corporate norms is important.
• Strong negotiation and conflict-handling skills are essential for settlement discussions while preserving client relationships.
• Arabic fluency and professional business English, both spoken and written, are required.
• The candidate should be able to design practical installment rescheduling solutions for accounts under pressure.
• Clear and concise reporting skills are needed for leadership updates and analysis summaries.
• A valid Saudi driving license and access to a dependable vehicle are mandatory for regional fieldwork.

Additional information

This is a full-time, onsite position based in Riyadh, Saudi Arabia. The role sits within Finance / Credit & Collections and is focused on active regional collections work and receivables risk management.