AML Analyst - Financial Crime Expert

About the Role

Mercor is a company that connects top creative and technical professionals with prominent AI research laboratories. Based in San Francisco, its investors include well-known figures such as Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

The position available is for a Financial Crime, AML, and KYC Analyst on a contract basis. This role is remote and requires a commitment of 15 hours per week, with hourly compensation ranging from $75 to $100.

Key Responsibilities

• Evaluate transaction-monitoring alerts by analyzing alert packets, KYC/CDD profiles, and transaction histories. Accurately document findings and prepare SAR narratives when necessary.
• Examine client onboarding and KYC documentation for thoroughness, identifying inconsistencies across documents and specifying remediation steps.
• Analyze complex ownership structures to determine beneficial owners, applying 10% and 25% threshold rules effectively.
• Review sanctions lists and adverse media hits, providing justified decisions on true matches, false positives, or cases needing escalation.
• Manage supervisory alert queues by reviewing card fraud and dispute cases, and assess flagged communications in relation to trade records.

Required Qualifications

• Minimum of three years’ practical experience in AML, financial crime investigations, KYC/CDD, sanctions screening, fraud investigations, dispute resolution, or transaction monitoring.
• Familiarity with regulatory frameworks such as FinCEN, FATF, and OFAC, as well as standards for SAR and CDD documentation.
• Strong ability to compose clear and justifiable written rationales for decisions made.

Preferred Qualifications

• Certifications such as CAMS/ACAMS or CFE.
• Experience with enhanced due diligence, dismantling corporate entities, SQL, or transaction data analytics.
• Background in fintech or payment processing sectors.

Assessment Process

Candidates will complete a timed exercise consisting of a simulated alert packet review, disposition, SAR narrative drafting, KYC packet review for discrepancies and remediation listing, and adjudicating sanctions hits with proper rationale.

Compensation and Contract Details

• This role is offered on an hourly contractor basis.
• Payments are made weekly through Stripe Connect.

Application Procedure

• Submit your resume.
• Complete an AI-driven interview based on your resume.
• Fill out and submit the application form.

Additional Information

For more details on the interview process or support, contact [email protected]. The hiring team reviews applications daily, so ensure all application steps are completed promptly for consideration.