Legal Manager

Role overview

This role sits within the retail legal litigation function and is focused on helping recover stressed assets through practical, time-efficient legal action. The position works closely with collections teams to support recovery of dues from defaulting borrowers, co-borrowers, and guarantors while ensuring the bank follows due process and uses appropriate legal remedies.

Core responsibilities

• Prepare legal drafts such as notices, replies, complaints, petitions, process notes, policies, and related documents.
• Research judgments, legal updates, and statutory amendments that may affect banking operations.
• Work on matters involving arbitration, ODR, NCLT, and proceedings related to wilful defaulters.
• Select and deploy cost-effective legal measures that support recovery efforts.
• Initiate legal action based on the nature of the case and the customer profile to help achieve early resolution of delinquent accounts.
• Liaise with internal teams, law firms, and judicial or quasi-judicial authorities whenever required.
• Track matters that are eligible for filing, along with those already filed.
• Monitor the status and progress of cases once filed.
• Support empanelment of legal vendors whenever needed.
• Attend court hearings and visits to other regulatory offices as required.
• Appear in court on behalf of the bank under power of attorney.
• File complaints, plaints, and other necessary civil or criminal proceedings in the relevant courts.
• Visit police stations in connection with criminal matters involving the bank.
• Coordinate with advocates and agencies handling assigned cases and follow up on their progress.
• Prepare and share regular MIS and status reports on filed and pending cases.
• Escalate any adverse orders passed against the bank and report cases filed against senior management.
• Maintain billing records and documentation related to lawyers.

Qualifications and skills

The role requires a law graduate with a solid understanding of banking policies and practices. The person should be detail-oriented, quick to learn, analytically strong, and comfortable communicating clearly in both spoken and written form. Strong interpersonal ability and proficiency in MS Office, especially MS Excel, are important. A driven mindset and strong ownership orientation are also expected.

Work conditions

This is a full-time, on-site position based in the Mumbai Metropolitan Region. Travel may be required depending on the case and situation.