Branch Loan Manager

Overview

The Branch Loan Manager will oversee the sourcing, processing, and administration of various loan products including Business Loans, Gold Loans, and Group Loans. The position demands achieving set business targets, maintaining the quality of the loan portfolio, ensuring punctual loan collections, and fostering robust customer relations in alignment with the organization's guidelines.

Responsibilities

• Identify and source potential clients for different loan products such as Business Loans, Gold Loans, and Group Loans.
• Manage the entire loan processing cycle efficiently from application through disbursement.
• Achieve assigned business targets pertaining to loan disbursement and portfolio growth.
• Maintain high portfolio quality by ensuring adherence to credit norms and risk management policies.
• Ensure timely follow-up and collection of loan repayments to minimize delinquency.
• Develop and nurture strong relationships with customers to promote loyalty and long-term engagement.

Requirements

• Proven experience in managing business or gold loans within financial institutions or cooperative societies.
• Understanding of loan processing and credit evaluation procedures.
• Strong communication and interpersonal skills to engage effectively with clients.
• Ability to meet business targets under deadlines while ensuring compliance with company policies.

Benefits and Salary

• Monthly salary ranging from INR 25,000 to 32,000.

Additional Information

This position is located in Vijayawada, Andhra Pradesh, India. The role requires working onsite at the branch with direct interaction with clients and the branch team. Eligibility details are not explicitly stated but candidates with relevant loan management experience would be preferred.