Relationship Associate - Corporate Banking

About the Role

We are seeking a commercially aware and analytically capable Relationship Associate to join our Institutional & Business Banking team, based in Wellington. This permanent full-time position is tailored for individuals who enjoy in-depth customer analysis, excel at problem-solving, and are motivated to enhance customer success and portfolio performance.

As a key member of the Corporate Banking Relationship Associates team, you will support Relationship Managers by delivering meticulous credit analysis, financial insights, and expert portfolio management. Your contributions will significantly impact customer outcomes, the lending portfolio's health, and uphold rigorous risk and compliance standards.

Your responsibilities include developing comprehensive knowledge of customers, industries, and market conditions to maintain strong relationships and provide well-evaluated credit solutions. You will safeguard the bank's reputation through diligent assessments, sound judgement, and prompt credit submissions.

Additionally, you will prepare precise and thorough credit submissions and actively manage portfolio risk by monitoring triggers, covenants, conducting periodic risk reviews, and ensuring continuous risk oversight within policy guidelines and timelines.

Key Responsibilities

• Deliver detailed, accurate credit submissions contributing to informed lending decisions.
• Conduct ongoing risk management, including monitoring portfolio triggers, covenants, and completing scheduled risk reviews.
• Maintain thorough understanding of customer finances, industries, and market dynamics to support Relationship Managers effectively.
• Ensure compliance with risk and regulatory requirements, upholding the bank’s standards.

Essential Qualifications and Experience

• Tertiary degree in accounting, finance, or a related discipline.
• Proficient understanding of banking products and the New Zealand financial market.
• Insight into New Zealand's commercial environment and economic landscape.
• Strong ability in financial analysis and credit risk assessment.
• Familiarity with regulatory compliance and credit risk frameworks.
• Excellent analytical and problem-solving capabilities.
• Effective interpersonal and written communication skills.
• High attention to detail with strong ownership of tasks and deliverables.
• Knowledge of legal and lending documentation is advantageous.

Working at Westpac

Experience a supportive team culture accompanied by some of the finest banking and lifestyle benefits in the sector, including:

• Four weeks of standard holiday plus five wellbeing leave days annually to help you perform at your best.
• Opportunity to purchase up to four additional weeks of leave per year.
• Discounts on banking services and insurance products.
• Career advancement opportunities with internal promotion programs recognizing high performers.
• Generous parental leave policies including government top-up.
• School holiday subsidies to aid work-life balance during school breaks.
• Two volunteer days provided annually.

About Our Organisation

Westpac New Zealand is dedicated to building a fairer and stronger New Zealand, driven by our mission to Create Better Futures Together. We embrace diversity and individuality, fostering an inclusive workplace where all employees can thrive and be their authentic selves. We encourage applications from all backgrounds, including neurodiverse individuals and those with disabilities, valuing attitude and passion alongside experience and qualifications.

Application Information

Please submit your CV and cover letter to apply. Our recruitment process closes on 9 August 2026.