Vehicle Loan Executive

About Mahindra Finance

Mahindra & Mahindra Financial Services Limited, commonly known as Mahindra Finance, is a prominent Indian non-banking financial company under the Mahindra Group. It primarily focuses on serving rural and semi-urban markets, providing financial services to over 10 million customers. The company manages assets worth more than USD 11 billion, specializing in vehicle, tractor, and SME financing, along with fixed deposit products. Mahindra Finance operates through 1,369 offices across approximately 480,000 villages and 7,500 towns in India. It is notable for being the sole Indian NBFC included in the Dow Jones Sustainability Index within the Emerging Market Category (2019). Through its subsidiaries and partnerships, the company also engages in insurance brokerage, rural housing finance, mutual fund management, and vehicle financing in the US market.

Role Overview

The Vehicle Loan Executive role, based in Attingal, Kerala, is a full-time position predominantly onsite with some flexibility for remote work. This position involves direct interaction with customers to inform and guide them regarding vehicle loan products, evaluating eligibility criteria, and assisting with document handling and loan approval procedures. The executive will collaborate with vehicle dealers, credit teams, and branch personnel to ensure smooth loan processing and adherence to company policies and regulations. Daily duties include lead follow-ups, basic financial evaluations, responding to customer inquiries, and assisting with collections and loan renewals when needed. The role demands accurate record-keeping, simple report preparation, and contributing towards sales and customer service objectives of the branch.

Candidate Qualifications

• Strong interpersonal and communication skills for effective customer and partner engagement.
• Proven ability in sales and negotiation to effectively promote vehicle loan products, convert prospective leads, and meet sales targets.
• Basic financial knowledge with attention to detail for document verification, credit support, and maintaining precise records.
• Good organizational talents and time management to handle multiple loan applications, timely follow-ups, and daily administrative reporting.
• Preferably diploma or bachelor’s degree holders in commerce, finance, business, or related disciplines; experience in retail lending, vehicle finance, or NBFC/banking environments is advantageous.
• Familiarity with the local language and market conditions, proficiency in basic computer applications such as MS Office and data entry systems, and a strong adherence to ethical and regulatory compliance standards.