Product Manager

Overview

This role focuses on the end-to-end management of secured lending products including their development, launch, and lifecycle management to maximize market presence and profitability. The position requires actively engaging with internal teams and external partners to optimize product offerings, enhance customer journeys, and ensure regulatory compliance.

Primary Responsibilities

• Formulate product strategies and oversee the entire lifecycle of secured lending products from conception through implementation.
• Identify new opportunities to increase market share and improve product penetration.
• Manage product pricing initiatives including fee structures to ensure profitability and conduct portfolio analysis to identify growth and business enhancement areas.
• Continuously monitor product performance and recommend strategic adjustments.
• Benchmark products and procedures against industry standards to maintain competitive advantages.
• Engage with customers and channel partners to gather and incorporate market needs and feedback for product improvements.
• Lead product adoption campaigns and sales enablement efforts to boost acquisition and retention.
• Collaborate cross-functionally with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams to facilitate business requirement documentation and implement technology-driven enhancements.
• Drive projects for process improvement, automation, and digital transformation to elevate operational efficiency and customer experience.
• Ensure strict compliance with regulatory and internal guidelines while driving continual process optimization for scalability.

Qualifications

• CA, MBA, or PGDM from a reputed institution is preferred.
• 2 to 5 years of relevant experience in product management within housing finance, mortgage lending, banking, NBFC, or retail lending sectors.
• In-depth knowledge of secured lending products, pricing strategies, market research, portfolio analytics, and product lifecycle management.
• Strong problem-solving, analytical, communication, and presentation capabilities.

Key Skills

• Product Management
• Secured Lending & Housing Finance Products
• Product Launch and Development
• Pricing Strategy and Profitability Analysis
• Portfolio Analytics and Market Research
• Competitive Benchmarking
• Business Requirement Documentation
• Process Improvement and Digital Transformation
• Stakeholder and Project Management
• Data Analytics