Detection & Investigation Associate

Overview

PNC values its employees as the key to its competitive success and commits to providing an inclusive work culture where everyone feels respected and empowered to contribute. The Detection and Investigation Associate role is part of PNC's Anti-Money Laundering (AML) team and is primarily remote, with occasional in-office requirements based on business needs. Approved remote work must be performed from a secure, quiet home workspace within specified locations. PNC does not sponsor employment visas or participate in STEM OPT for this position.

Key Responsibilities

• Conduct thorough investigations and mitigation efforts for suspicious banking activities and fraud-related risks.
• Develop and implement internal controls to detect and prevent illegal or suspicious actions, aiming to recover any losses experienced which may be substantial.
• Collaborate independently with internal teams and external stakeholders including local, state, and federal authorities, as well as other financial institutions, on issues involving fraudulent or illegal activity where applicable.
• Assess identified activities to determine if they require reporting or escalation based on established criteria and professional judgment, while completing all required documentation.
• Maintain comprehensive records of investigations performed.

Behaviors and Values

• Customer Focus: Prioritize customer needs and satisfaction in all business decisions, leveraging customer insights to craft tailored solutions.
• Risk Management: Effectively identify and manage risks associated with business objectives to comply with PNC's Enterprise Risk Management Framework.

Qualifications & Skills

• Preferred skills include analytical thinking, customer-focused problem solving, informed decision-making, operational risk management, research abilities, and developing risk mitigation strategies.
• Competencies encompass knowledge of AML and sanctions policies, business ethics, process improvements, fraud detection and prevention, effective communication, operational risk assessment, and adherence to standard operating procedures.
• Typically requires a bachelor's degree with a minimum of two years of relevant professional experience; equivalent combinations of education, certifications, and experience (including military service) may be considered.

Compensation and Benefits

Base salary ranges from $52,500 to $105,000 annually, varying with location, skills, experience, and education. The role may include incentive pay based on company and individual performance.

PNC offers extensive benefits which may include medical, dental, vision insurance, life insurance, disability protection, 401(k) with matching, pension, stock purchase plans, dependent care accounts, child/elder care backup, adoption and surrogacy reimbursement, educational assistance programs, and wellness initiatives with financial incentives.

Paid time off generally includes maternity/parental leave, up to 11 paid holidays, 9 occasional absence days, and 15 to 25 vacation days depending on tenure and career level.

Additional Information

The company supports applicants needing accommodations during the hiring process and commits to maintain confidentiality for these requests. PNC is an Equal Employment Opportunity employer, prohibiting discrimination based on a wide array of protected characteristics.

This position is subject to regulatory criteria under the Federal Deposit Insurance Act, SAFE Act, and FINRA restrictions related to certain criminal histories.

California applicants should review the state's Consumer Privacy Act Notice for details on the handling of personal information in hiring.