Financial Crime Analyst

Role Overview

We are seeking a skilled Financial Crime Analyst with proven expertise in managing risk-based decisions within financial crime, Anti-Money Laundering (AML), or fraud prevention sectors. This role suits professionals who excel in a dynamic lending environment balancing customer outcomes, regulatory compliance, and risk management.

Key Responsibilities

• Perform comprehensive assessments of client risks including analysis of all parties related to loan deals, and evaluation of source and use of funds alongside source of wealth, ensuring compliance with relevant regulations.
• Execute enhanced client due diligence by requesting, verifying, and validating necessary documents according to internal policies and AML laws.
• Monitor and review client onboarding and ongoing screening for politically exposed persons (PEPs), sanctions, watchlists, and negative media, escalating potential concerns as per procedures.
• Offer guidance and support to frontline operations teams concerning onboarding and financial crime prevention queries.
• Maintain precise, current records in company systems to support audits, file checks, and regulatory inspections.
• Facilitate audit processes and regulatory reviews by preparing documentation and responding quickly to information requests.
• Support procurement and management of software tools used for onboarding, monitoring, and preventing financial crime.

Required Skills and Competencies

• Strong analytical abilities and meticulous attention to detail.
• Confident decision-making skills.
• Effective verbal and written communication.
• A keen eye for risk identification.
• Logical thinking with a process-oriented mindset.

Experience and Knowledge

• Background in Financial Crime roles within Financial Services, focusing on AML processes.
• In-depth understanding of financial crime regulatory environments and standards within the UK regulated lending sector.
• Proficiency in Microsoft Excel and analytical reporting tools like PowerBI or Amazon QuickSight.
• Strong presentation and written communication skills.

Personal Qualities

• Calm and self-assured demeanor.
• Reliable and punctual.
• High integrity.
• Detail-conscious and methodical.
• Logical reasoning.

Why Join West One Loans?

Join a rapidly expanding specialist lender with a focus on supporting your professional growth through training, tools, and career progression opportunities. Enjoy a competitive benefits package including private medical insurance, 25 days of annual leave, paid volunteering days, and other perks designed to enrich your work experience.