Credit Manager

Role overview

The Credit Manager will support and coordinate financing activities with partner financial institutions in the Riyadh region. This role combines relationship management, business review, financing process oversight, and local team leadership to help ensure smooth cooperation and achievement of business targets.

Key responsibilities

• Keep in steady contact with regional partner banks and finance companies, including on-site visits, and complete yearly reviews and deeper assessments using business results, collaboration quality, and other relevant factors to create a graded evaluation for future partnership decisions.
• Work closely with regional field teams, join opportunity reviews, and check the status of LTC opportunities. Understand customer needs and background promptly, identify possible risks, share recommendations, and support the execution of tripartite financing structures.
• Manage the receipt and processing of all tripartite business submissions in the order management system, making sure the documents and materials meet the standards required by partner financial institutions, while also tracking submission progress end to end.
• Monitor the checklist of documents and conditions needed for loan disbursement from third-party financial institutions, collect disbursement vouchers immediately after funds are released, and ensure settlement follow-up is completed without delay.
• Build, organize, and lead the local financing team by handling hiring, training, performance tracking, and daily operations so the team can deliver results and meet business objectives.

Qualifications

Candidates should hold a bachelor’s degree or higher in Economics, Finance, Accounting, Management, or a related field. A master’s degree or MBA is preferred. The role calls for at least 5 years of experience in financial institutions, with experience in the construction machinery sector considered an advantage. Strong coordination and communication skills are important, along with the ability to work effectively with financial institutions and internal business teams. Professional certifications such as CFA, FRM, or CPA are preferred. Fluency in Arabic and English, or Arabic and Chinese, is required for work use.

Additional information

This position is based in Riyadh, Saudi Arabia and is a full-time on-site role.