AJAY KUMAR K S

About

Results-driven retail banking and branch operations professional with 7+ years of experience across private and small finance banks. Experienced in CASA acquisition, customer relationship management, loan processing, cross-selling, and branch operations management.

Experience

• Branch Operations Manager
  UNITY SMALL FINANCE BANK
  Jul 2023 – Dec 2025
• Branch Operations Manager
  JANA SMALL FINANCE BANK
  Jun 2022 – May 2023
• Customer Relationship Executive
  HDFC BANK
  Nov 2021 – May 2022
• Branch Operations Manager
  BAJAJ FINANCE
  Dec 2019 – Aug 2021
• Assistant Branch Head
  MANAPPURAM FINANCE
  Nov 2017 – May 2019

Education

• Bachelor of Commerce
  National Degree College
  Accounting and taxation

Skills

• Customer Relationship Management
• Documentation
• MIS Reporting
• Cross-selling
• Gold Loan Operations
• Branch operations management
• KYC
• Retail Banking Sales
• AML
• CASA Acquisition
• RBI Compliance
• IMPS
• Personal Loans
• Business Loans
• Neft
• Rtgs

Courses & certifications

• Mutual Fund Distributors Certification · NISM

🗣️ Languages

• English
• Kannada
• Hindi
• Telugu