Product Owner

Job Summary

We are looking for an accomplished Product Manager/Product Owner who brings strong knowledge of cards and payments in banking and financial services. In this position, you will shape product direction, maintain the roadmap, and deliver card and payment capabilities that improve customer experience and support growth.

This role calls for solid subject-matter expertise in credit cards, debit cards, payment processing, digital payments, card lifecycle management, and banking operations. You will work closely with business partners, engineering, risk and compliance teams, and outside payment providers.

Core Responsibilities

You will own the strategy and roadmap for cards and payments offerings, from early concept through delivery and production support. The role also includes identifying opportunities for innovation, translating market and customer needs into prioritized product improvements, and driving digital change across the banking environment.

You will partner with business, technology, operations, risk, compliance, and vendor teams to convert business needs into user stories and functional requirements. You will manage the backlog, support Agile ceremonies, and help ensure smooth sprint delivery.

You will also help maintain regulatory, audit, and security alignment by working with risk and compliance teams on controls, governance, and adherence to banking standards.

Requirements

The ideal candidate has at least 5 years of experience in product management or product ownership and strong experience in banking and financial services. Practical experience with cards and payments products is essential, along with familiarity with Agile/Scrum delivery methods and end-to-end product lifecycle management.

You should be comfortable leading cross-functional teams and coordinating with diverse stakeholders. A bachelor's degree in Business, Finance, Computer Science, Information Systems, or a related discipline is required.

Domain Expertise

Experience or understanding in the following areas is important:

• Credit cards, debit cards, issuing, servicing, processing, rewards, activation, chargebacks, disputes, and fraud prevention
• Payment gateways, merchant payments, digital payments, ACH, wire transfers, real-time payments, mobile wallets, contactless payments, and tokenization
• API management, REST APIs, OpenAPI specifications, Postman, payment integrations, SQL, Jira, Confluence, and Azure DevOps

Preferred Experience

Additional advantage will be given to candidates with exposure to major card networks, processors, and modern banking initiatives.

• Working knowledge of Visa, Mastercard, American Express, or Discover environments
• Experience with processors such as Fiserv, TSYS, FIS, First Data, or Global Payments
• Understanding of PCI-DSS compliance
• Background with fraud detection and risk management tools
• Exposure to open banking and Banking-as-a-Service initiatives

Additional Information

This is a full-time onsite position based in Pennsylvania, United States.