Executive - Loan Operations

Role overview

This position sits within Wholesale Banking Operations and is focused on handling loan operations activities for wholesale banking clients. The role requires careful analysis and execution of loan-related processing, with strong attention to accuracy, service quality, and adherence to documented procedures.

Key responsibilities

• Set up credit limits for wholesale banking products such as Cash Credit, Overdraft, WCDL, ODFD, Dropline Overdraft, and trade fund/non-fund limits.
• Calculate drawing power correctly and share inputs needed to monitor the customer’s stock position and credit exposure.
• Review sanction terms and stock statement updates to stay aligned with current business and industry developments.
• Process transactions quickly and with a high degree of accuracy.
• Ensure all procedures and policies remain compliant and are followed in line with regulatory requirements.
• Provide strong customer support for general banking queries and service needs.

Additional responsibilities

The role also requires contributing toward organizational objectives and demonstrating urgency and responsiveness in a fast-moving work environment.

Reporting and documentation

MIS and reporting responsibilities are part of the role.

Education and experience

Any graduate or postgraduate candidate with 1 to 3 years of experience in banking and finance is preferred.

Job purpose

The objective of this role is to ensure loan operations are processed efficiently and accurately while maintaining high customer service standards and strict process compliance.